Housing Options Subsidized Through Government Funding
Public housing may be an option for low-income families, older adults and people with disabilities and can provide decent, safe and affordable housing. The properties are owned and managed by municipal housing authorities and subsidized through government funding.
Housing units may be single-family homes, townhouses, semi-detached units or apartments. Public housing is supported through federal and state funding through several programs targeting different populations. Some housing is designated as senior and disabled housing.
There are specific eligibility limits including annual income, age and disability that are determined by the housing authority and based on federal or state guidelines. Some housing authorities do not offer subsidized housing for low-income families and instead only offer services to older adults and people with disabilities. Residents can find income levels and limits for the local area at a nearby housing authority.
If deemed eligible, the applicant’s rental and credit history will be checked and a criminal background check initiated.
There is frequently a long waiting list for public housing.
Services and Fees
Rent in public housing is based on income with tenants paying about 30% of their gross family income in rent.
In addition to the rental unit, many housing authorities provide resident service coordinators to assist residents with social service needs and may offer social and recreational opportunities. Some developments may have a congregate meal onsite. Personal care assistance is not provided, but residents can access in-home services.
Financial Options for Age-Restricted Communities
Private pay refers to using personal funds to cover all or a portion of an expense. There are different ways to acquire private pay resources.